Financial Investment and Planning
An investment involves the choice by an individual or an organization such as a pension fund, after some analysis or thought, to place or lend money in a vehicle, instrument or asset, such as property, commodity, stock, bond, financial derivatives (e.g. futures or options), or the foreign asset denominated in foreign currency, that has certain level of risk and provides the possibility of generating returns over a period of time.
Investment is a term frequently used in the fields of economics, business management and finance. It can mean savings alone, or savings made through delayed consumption. Investment can be divided into different types according to various theories and principles.
Investment planning is the process of matching your financial goals and objectives with your investment resources. It’s critical to note that investment planning is a subset of financial planning. Good investment planning cannot be done without a great financial plan first!
Investing your money takes a great deal of time, tools and resources. Much of the time, tools and resources are required because financial planning must come first.